Professional Liability Insurance

What is it?
Professional liability insurance, also called errors and omissions insurance (E & O insurance) or indemnity insurance, protects your business if you are sued for negligently performing your services, even if you haven’t made a mistake.

What is covered?

  • Alleged or actual negligence
  • Defense costs
  • Personal injury (e.g., libel or slander)
  • Worldwide coverage
  • Temporary staff and independent contractors
  • Claims arising from services provided in the past
  • Claims and damages

What is not covered?

  • Bodily injury or property damage
  • Fraudulent acts
  • Employment matters
  • False advertising
  • Patents and trade secrets
  • Personally identifiable information
  • Other services

Professional liability insurance helps cover common claims including negligence, misrepresentation, violation of good faith and fair dealing, and inaccurate advice. 

We offer a broad selection of professions. We can also help add professional liability insurance at any time.

Many types of businesses need professional liability insurance. A client may require a business to have professional liability insurance as a condition of a contract to do work. Get a professional liability insurance quote today and find out how quickly and easily you can protect your business.
While there are some professions or industries that typically would not do without professional liability insurance, anyone or any business providing professional advice or services to clients could be at risk of a liability claim and may benefit from the protection offered by this coverage.