Owning a home is one of the biggest investments in life. A primary home or a vacation home, everyone wishes to protect their property should theft or a fire occur. Homeowner’s insurance helps protect both a home and the personal contents within it. Your policy is the best place to review your coverages.
Homeowner’s insurance protects a home in more than one way. Not only is the rebuilding of your home covered, but your personal property, items and additional housing expenses are provided as well! Below, we will discuss different ways that homeowner’s insurance protects you!
Common items covered by homeowners insurance are:
Dwelling coverage pays to fix or rebuild a home should a covered loss occur. Coverage is offered for fires, storms, theft and more!
Detached Structures pays to fix the damage to detached items such as sheds, fences, and garages on a property.
Liability Insurance helps protect your assets as well as covering the costs of your defense if legal action is taken against you or your family for bodily injury or property damage.
Personal property coverage reimburses for personal items inside a home that were destroyed or damaged. This includes jewelry, clothes, furniture, electronics, sporting goods and more!
Although homeowner’s insurance doesn’t cover earthquakes or floods, separate policies are available upon request. Contact us today for further inquiries and a free quote!
Risks can occur unexpectedly, and we rarely see them coming. Get home insurance today so you can go to sleep with a peace of mind knowing you have your home covered. We will be with you every step of the way!