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Homeowners Insurance

What Does Homeowner's Insurance Cover?
A homeowners insurance policy usually covers four incidents on the insured property – interior damage, exterior damage, loss or damage of personal assets/belongings, and injury that arises while on the property.

Business Owners Insurance
A business owner policy (BOP) combines protection for all major property and liability risks in one package. This type of policy assembles the basic coverages required by a business owner in one bundle. It is usually sold at a premium that is less than the total cost of the individual coverages.
Landlord Insurance

Landlord insurance offers property owners protection from financial losses related to damages or injuries. The property protection in a landlord insurance policy typically helps cover physical property related to the home you're renting out. This may include the dwelling itself and equipment you keep on site to help maintain it.

Workers Compensation Insurance
What is workers compensation, and how does it work? If an employee is injured or sickened on the job, workers compensation insurance can pay for the worker's medical expenses and rehabilitation costs. If the employee is forced to miss work due to the injury, workers comp can also provide partial lost wages.
 
Commercial Insurance

The most common types of commercial insurance are: property, liability and workers compensation. In general, property insurance covers damages to your business property; liability insurance covers damages to third parties; and workers comp insurance covers on-the-job injuries to your employees.

Professional Liability Insurance

Professional liability insurance helps protect you and your company against a claim that professional advice or services you provided caused a client or customer financial harm due to mistakes on your business’s part or because the business failed to perform some service.

General Liability Insurance

Having general liability insurance coverage protects your business against third-party claims of bodily injury or damage to someone else's property. However, it does not protect your own personal property.

  • Additional Insurance

Insurance Carriers:

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AIG_logo.svg
AmTrust-Phone-Number
andover-companies-1
bGuard-1264x356
Carrier-USLI
chubb logo
hartford
Interboro
kensington
Kingstone-Insurance-New-York
lloydsof london
narragansett bay
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otsego-mutual
Partner-Mountain-Valley
Travelrs
uticafirst

Let us do the Shopping

We are able to structure comprehensive insurance solutions tailored to your specific insurance needs. We will shop our numerous insurance carriers to make sure your protected.

Insurance Professionals

We will help you choose the right policy and answer all your insurance questions. Our underwriting expertise combined with our knowledge of markets and products, give us a competitive edge.

Certificates of Insurance

Request certificates of insurance easily and get them immediately. Whether for evidence of insurance, vendors, clients, we will make sure you get your certificates prompt and correct.

Honesty

We focus on building long term relationships with our clients! We accomplish this by being competent, honest, truthful, and excellent work ethics. 

We can help structure comprehensive insurance policies. We have a big appetite for the following Classes...

Commercial Lines

  • Real Estate Exposures
  • Apartments (4 Families and Up)
  • Commercial Buildings
  • Contractors
  • Store Fronts & Retail Operations
  • Office Exposures
  • Restaurants
  • Sales & Service
  • Importers, Distributors
  • Manufacturer, Wholesalers
  • Beauty Parlors, Hair Salons
  • Deli's
  • Day Care
  • Dry Cleaners
  • Laundromats
  • Janitorial Services
  • Vacant Buildings
  • Vacant Land
  • Artisans & GC's
  • Landlord's
  • Technology Related Risks
  • And more...

Commercial Lines - By representing a large number of carriers. We write business on both admitted and non-admitted basis. Our products range from small, main-street Business owner policy classes to large commercial risks.

Specializing in Insurance for New York's five boroughs: Brooklyn, Manhattan, Queens, the Bronx and Staten Island.